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There are more options to finance your home than you may think.

Let me help you find the best solution.

Why should you use a mortgage agent/broker?

Using a mortgage agent/broker for your mortgage financing needs usually won't cost you anything, it will save you time and simplify the process, plus you'll have access to more solutions and the most competitive rates.

Unbiased Expert Advice (For FREE!)*

Working with a mortgage agent/broker usually won't cost you anything. *There may be a disclosed fee for borrowers requiring alternative financing solutions (i.e., those who don't qualify for prime or sub-prime financing).

Many Solutions

Mortgage agents/brokers have access to a wide range of lenders, some of which are only accessible through agents/brokers. We'll take the time to understand your situation and provide solutions that are right for you.

Better Rates

Generally, brokerages have access to the most competitive rates available. Mortgage agents/brokers can often secure better rates for you, even from your bank, thanks to special deals and discounts.

Peace of Mind

Working with a mortgage agent/broker means you have an expert looking out for your best interests at every step. We'll guide you through the process, making it as simple and stress-free as possible.

Negotiation

Mortgage agents/brokers have experience negotiating with lenders to ensure you get the best rate and product for your situation.

Flexibility

We can work around your schedule, whenever is convenient for you. The whole process can be done online and over the phone, without having to leave your home. You can reach me by phone or email.

Licensed Specialist

Mortgage agents/brokers specialize in mortgages. They must be licensed and maintain their licences annually. Mortgage professionals are bound by a code of ethics and must act in the client's best interest.

Ongoing Support

We'll keep you updated throughout the entire process and make sure you understand every step. We're always here to answer your questions at any point during the term of your mortgage.

First-Time Home Buyers

We can help you find the right mortgage for your first home purchase. We'll get you pre-approved, handle negotiations, and provide expert advice, so you can focus on finding the right home.

Mortgage Refinance

Refinancing your mortgage allows you to unlock equity or adjust your mortgage terms, providing peace of mind and extra cash when needed.

Mortgage Renewal

We can help you find the best rates and terms for your mortgage renewal within our large network of lenders.

Mortgage Pre-Approval

Apply for a mortgage pre-approval to determine how much you qualify for, simplifying your house hunt. A pre-approval allows you to identify and address potential issues that may arise during the mortgage application process. 

Reverse Mortgage

A reverse mortgage allows Canadians aged 55+ who wish to stay in their home to access home equity while requiring no monthly payments. Use the tax-free proceeds however you please!

Self-Employed Financing

Securing a mortgage can be more difficult if you're self-employed. We’ll help you understand your options and get approved.

Alternative Lending

Alternative lending is a short-term solution for borrowers who don't qualify for traditional lending options. If you need this type of financing, we’ll explain everything clearly and make the process easy.

Debt Consolidation

We can help you simplify your finances by merging high-interest debts like credit card debts into one lower-rate loan.

Construction Mortgage

A construction mortgage allows you to finance the building of a new home. We will help you with the financing, so you can focus on the exciting parts of planning and building your dream home.

Services

Not ready to start an application now?
No problem. You can ask me to contact you later.

About Jared

My name is Jared Jones; I’m a licensed mortgage agent level 1 working with SJC Financial, servicing clients across Ontario. Originally from Kapuskasing in Northern Ontario, I moved to Ottawa for school and graduated with a Bachelor of Commerce in Finance from the University of Ottawa.

My goal is to help you understand your mortgage options and find the best one for you. I'm committed to helping individuals and families, especially young people, achieve their dreams of homeownership and financial freedom.

What you can expect from me:

  1. I'll keep you informed at every step of the mortgage process.

  2. You can rely on me for honest advice and guidance.

  3. I'm always learning about the latest market trends and mortgage options to provide you with the best advice and options available.

Portrait of Jared Jones, a professional mortgage agent, smiling in a business suit with a blue tie, on a blue background. Photo located in the about section of Jared Jones' business website.

SJC Financial

SJC Financial is a mortgage brokerage in Ottawa helping clients with their residential and commercial mortgage financing needs. They have a team of experts who are licensed to operate in Ontario, Quebec, and Alberta.

Map of Canada with service areas of SJC Financial highlighted in gold. Alberta is marked on the left, Ontario in the center, and Quebec on the right, indicating regions where mortgage services are offered. The SJC Financial logo is positioned in the upper right corner of the image.

Lenders

Scotiabank logo, a mortgage lender that works with Jared Jones Financial.
TD Bank logo, a mortgage lender that works with Jared Jones Financial.
Desjardins logo, a mortgage lender that works with Jared Jones Financial.
Caisse Alliance logo
First National Financial LP logo, a mortgage lender that works with Jared Jones Financial.
Manulife Bank logo, a mortgage lender that works with Jared Jones Financial.
Home Trust logo, a mortgage lender that works with Jared Jones Financial.
EQ Bank logo, a mortgage lender that works with Jared Jones Financial.
HomeEquity Bank logo, a mortgage lender that works with Jared Jones Financial.
CMLS Financial logo, a mortgage lender that works with Jared Jones Financial.
CWB Optimum Mortgage logo, a mortgage lender that works with Jared Jones Financial.
B2B Bank logo, a mortgage lender that works with Jared Jones Financial.
Bridgewater Bank logo, a mortgage lender that works with Jared Jones Financial.
Haventree Bank logo, a mortgage lender that works with Jared Jones Financial.
Magenta logo, a mortgage lender that works with Jared Jones Financial.
CMI Canadian Mortgages Inc. logo, a mortgage lender that works with Jared Jones Financial.
Alta West Capital logo, a mortgage lender that works with Jared Jones Financial.
Radius Financial logo, a mortgage lender that works with Jared Jones Financial.
Oppono Lending Company logo, a mortgage lender that works with Jared Jones Financial.L
Strive Lending logo, a mortgage lender that works with Jared Jones Financial.
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Discover your mortgage options.

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Contact form

If you're not quite ready to start an application now, or if you're unsure what service(s) you need, fill out this form, and I can reach out when it's convenient for you.

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